Business Resources

SBA Paycheck Protection Program

The Paycheck Protection Program provides forgivable loans through the existing 7(a) loan program for small businesses for payroll costs, rent and mortgage obligations, and utilities. Businesses with fewer than 500 employees who maintain their payroll by keeping employees or rehiring them before June 30, 2020, are eligible for these loans to be forgiven by the federal government. The principal, processing, and fees from the loan can be forgiven. 

Loans are available for up to 250% of your monthly payroll expenses and will be forgivable if you meet the payroll maintenance criteria. You will owe money on your loan if you use it for purposes other than those specified above. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.

Program Application (revised June 2020)

Loan Forgiveness Application

FAQs on Loan Forgiveness (updated 8/4/20)

Forgiveness Instructions

Program Overview

Program FAQs (updated 6/25/20)

Treasury Guidance

Information for Borrowers

Information for Lenders

Caculating Maximum Loan Amount

Paycheck Protection Protection Program Flexibility Act (6/5/20) 


SBA Economic Injury Disaster Loan

Pennsylvania small businesses are eligible for Economic Injury Disaster Loans (EIDL) administered through the U.S. Small Business Administration. Eligible businesses can receive up to $2 million at an interest rate of 3.75% 

Business can also receive a forgivable advance of up to $10,000 on their EIDL. Funds will be made available within three days of an approved application. Click here to apply and learn more.

If you already applied and would like to request status on your application, you will need to contact the Costumer Service Center 800-659-2955 or e-mail them to:

Program Application

Disaster Assistance Overview

Program Guidance for PA Small Businesses

EIDL Advance Overview

Guide to Economic Injury Disaster Loans


Additional Relief 

Employee Retention Tax Credit

The Employee Retention Credit is a fully refundable tax credit for employers equal to 50 percent of qualified wages (including allocable qualified health plan expenses) that Eligible Employers pay their employees. This Employee Retention Credit applies to qualified wages paid after March 12, 2020, and before January 1, 2021. The maximum amount of qualified wages taken into account with respect to each employee for all calendar quarters is $10,000, so that the maximum credit for an Eligible Employer for qualified wages paid to any employee is $5,000.

Learn more

U.S. Chamber Guide to the ERTC

SBA Express Bridge Loan Pilot Program

Small businesses that already have a relationship with an SBA Express Lender are eligible to participate in the Express Bridge Loan Pilot Program. This program provides up to $25,000 to a business in need of immediate cash assistance while awaiting approval of their EIDL application.

Express Bridgle Loan Program Guide

Debt Forgiveness 

For current SBA Serviced Disaster (Home and Business) Loans: If your disaster loan was in “regular servicing” status on March 1, 2020, the SBA is providing automatic deferments through December 31, 2020. Learn more here.


Guidance for Businesses 

Contact SBA Regional Office

SBA Eastern Region - King of Prussia, PA

 Phone: 610-382-3062


SBA Webinars

SBA is offering a noon webinar Monday through Friday through April 17. The webinar explains the programs and allows time for Q&A. Offered in partnership with SCORE Chester Delaware Counties, participation is via Zoom. Join here.

Paid Leave: Employer Requirements

USDA Rural Resource Guide

Small Business Development Centers of Pennsylvania

Your local SBDC can assist your business in accessing capital, including navigating the SBA. Find the SBDC nearest you here.

Pennsylvania Guidance

PA Reopening Guidance for Businesses (05/04/20)

PA Construction Indsutry Guiance (04/23/20)

PA Construction Indsutry FAQ

PA Department of Health Essential Business Order

Pennsylvania: Essential Business Guidance

List of life-sustaining businesses

Life-sustaining businesses FAQs

Pennsylvania: Business Risk Assessment Tool

Social Distancing

If your business is continuing its physical operations it is imperative that your employees continue using containment practices to prevent the spread of Coronavirus. Please print the guidance below and share it with your employees to do your part to slow the spread. 

Click here to print social distancing guidelines for your workplace.

OSHA Guidance for Retailers

Providing Assistance

Targeted Distribution of COVID-19 Supplies (Pennsylvania)

April 8 - Governor Wolf issued an Order to provide healthcare providers with medical supplies. The order mandates that private, public and quasi-public health care providers and facilities, as well as manufacturers, distributors and suppliers of PPE, pharmaceuticals and other medical resources located within the commonwealth, submit current inventory quantities of PPE, pharmaceuticals and other medical resources to PEMA.

PEMA launched the Inventory Collection Tool for facilities covered by the Order to report their inventories. Reports are due 11:59 pm on April 16. 

View Governor Wolf's Order here.

Targeted Distribution FAQs

Manufacturing Medical Supplies 


FEMA is asking companies to share medical equipment with them through sales or donations that FEMA will distribute nationwide. Learn more here.


If you have critical medical supplies, the Commonwealth of Pennsylvania can purchase them from you to provide to hospitals in the Commonwealth. Please share your resources using this portal

If you are a manufacturer of medical supplies or can easily transition your industrial capacity to produce these supplies, the Commonwealth of Pennsylvania will help you connect your capabilities with those in need. Please share your resources using this portal.